body { 
margin:0; 
padding:0; 
font: 80% Arial, Helvetica, sans-serif;
color:#003181;  
background-color: #FFFFFF;
line-height: 1.4em; 
}


p {
margin: 7px 30px 7px 30px;
padding: 0;
color: #003181;
background: inherit;
text-align: left;
}


a {
color: #003181;
background: inherit;
text-decoration:underline;
}


a:hover {
color: #333333;
background: inherit;
text-decoration:underline;
}


h1{
font-family:Arial, Helvetica, sans-serif;
color:#003181;
margin: 15px 0 25px 30px;
font-size:160%;
font-weight:bold;
letter-spacing: -0.015em;
}



h2{
font-family:Arial, Helvetica, sans-serif;
color:#003181;
margin: 15px 0 5px 30px;
font-size:120%;
font-weight:bold;
letter-spacing: -0.015em;
}

.terms{
font-size: 85%;
line-height: 1.2em;
}



p ul { 
list-style:square; 
}



ul { 
list-style:square; 
}




/*-------CONTAINER-------*/



#container {
width: 860px;
margin: 0 auto;
background: #FFF;
border: 1px #003181 solid;
border-top: 0px;
}




/*-------HEADER-------*/

#header{
width: 860px;
height: 160px;
margin: 0 auto;
padding: 0;
background: #FFFFFF url(../images/header-bg.gif) no-repeat;
}


#header .padding { 
float: right;
color: #FFF;
padding: 10px 0px 0px 0px;
font-size: 90%;
}

#header a{
color: #FFFFFF;
text-decoration: underline;
}


#header a:hover{
color: #AEDAD6;
text-decoration: underline;
}




#header .img{
background: none;
margin: 35px 0 0 0px;
}



/*-------NAVIGATION-------*/

#navigation {
height: 18px;
width: 860px;
margin: 0 auto;
background: #003181;
border-top: 4px solid #AEDAD6;
}


.basictab{
background: #003181;
padding: 2px 0px 3px 30px;
margin: 0px;
list-style-type: none;
text-align: left; /*set to left, center, or right to align the menu as desired*/
border: 0;
}

.basictab li{
display: inline;
margin: 0;
}

.basictab li a{
border-bottom: 1px solid #FFFFFF;
margin: 0px;
text-decoration: none;
padding: 4px 10px;
background-color: #FFF;
color: #003181;
}

.basictab li a:visited{
color: #003181;
}

.basictab li a:hover{
background-color: #aedad6;
color: #003181;
border-bottom: 1px solid #FFFFFF;
text-decoration:none;
}

.basictab li a:active{
color: #003181;
}

.basictab li.selected a{ /*selected tab effect*/
position: relative;
background-color: #aedad6;
color: #003181;
border-bottom: 1px solid #FFFFFF;
text-decoration:none;
}


/*-------CONTENT-------*/


#content {
width: 860px;
margin: 0 auto;
}








/*-------CHOICES-------*/

#navcontainer ul {
font-size: 95%;
list-style-type: none;
font-family: Arial, Helvetica, sans-serif;
color: #003181;
margin: 0;
padding: 0;
width: 285px;
}

#navcontainer a {
color: #003181;
display: block;
padding: 10px;
border: 2px solid #FFF;
text-align: center;
margin: 0px;
text-decoration:none;
}

#navcontainer a:link, #navlist a:visited {
color: #003181;
text-decoration: none;
}

#navcontainer a:hover {
background-color: #AEDAD6;
color: #003181;
text-decoration:none;
}

#navcontainer a:active {
background-color: #003181;
color:#FFFFFF;
}

#navcontainer .imageR {
border: 1px #696969 solid;
}













#mainright {
width:285px;
float:left;
padding-bottom:10px;
}

#maincenter {
width:285px;
float:left;
padding-bottom:10px;
}

#mainleft {
width:285px;
float:left;
padding-bottom:10px;
}



.clearboth { clear: both; }



/*-------Footer-------*/

#footer {
width: 860px;
margin: 0 auto;
padding: 0;
}

#footer p {
margin: 0;
padding: 3px;
text-align: left;
font-size: 76%;
color: #666666;
}